Sberbank posts 4.9% increase in 11M net profit year-on-year to over $14 bln / Russia's Sberbank Expects 22-23% Key Rate Hike / Russia's issuance of digital financial assets may reach $101.36 bln by 2026 -- Sber / Sberbank's net profit rises by 6.8% to $12.65 bln for 9 months / Quarter of all transactions in Russia to be made without cards by year-end -- Sberbank CEO / Sberbank to pay record $12.9 bln in taxes and dividends this year -- CEO / Russian economy strongly overheated -- Sberbank CEO